The Clearing House – Clearing Interbank Systems AD Skopje (KIBS) operates the system for multilateral deferred net settlement for processing of retail payments.
The payment system consists of KIBS and the payment operations carriers in the Republic of Macedonia.
In addition to payment system services, we also provide payment services, trusted services, as well as other ICT services.
We have been present for 20 years and we are recognized on the market as a company of trust and security that fully meets the requirements of the clients.
Quality of service delivery, trust and reliability are our main goals and basic postulates of the operation.
KIBS is ISO standards certified and is also a registered provider of qualified trusted services in accordance with EU regulation (eIDAS).